Invoice discounting

Release cash tied up in outstanding invoices


Security may be required. Product fees may apply. 

Why choose invoice discounting?

Invoice discounting effectively involves raising funds against unpaid invoices. It means you don't have to wait for payment to access money you're owed. 

Get cash quickly

You could receive up to 90% of the money you're owed within 24 hours of submitting your sales ledger balance.

Stay confidential

We will never contact your customers directly, so you won't damage good relationships. 

Grow your business

Releasing money you're owed could help you grow your working capital in line with your sales.

Ideal for small to large businesses

Invoice discounting is suitable for businesses with an annual turnover of £300,000 or over.

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You may also be interested in Invoice Discounting with Credit Protection

Alongside your invoice discounting facility, Credit Protection protects your business from formal customer insolvency.

  • Credit Protection is linked to funding and complements your invoice discounting facility. Helping you protect your business from customer insolvency or other applicable credit risk events.
  • Mitigate the impact of bad debt caused by the formal insolvency of a customer. This cost-effective measure gives you peace of mind, even if things go wrong.
  • Get built-in credit limit analysis for all your customers. This could reduce the risk of bad debts and help you plan with confidence.
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FacFlow for Invoice Discounting

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Manage your invoices online

With FacFlow, you can access your invoice finance facility at any time of day or night, wherever you are in the world. FacFlow is accredited by the Institute of Chartered Accountants in England and Wales (ICAEW).

FacFlow training & support

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STC Europe


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Asset based lending

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