STC Europe | RBS Invoice Finance

STC Europe

Investing in UK manufacturing with the help of asset based lending


Security may be required and product fees may apply.

About STC Europe

STC Europe employs 30 people to manage the sales, printing and distribution of plastic cards across the UK. It produces loyalty, gift, hotel key, security, identity and contactless chip cards. Established in 2012, STC Europe works with blue chip companies and high street retailers. 


What did they want to achieve?

The company needed some help with its cash flow and wanted to purchase its premises in Sittingbourne, Kent. 


How we helped

We put an invoice discounting facility in place to give STC an advance on its debtor payments. This will also help with its plans to buy its premises. Lombard, our asset finance arm, provided finance for new machinery. Our banking team arranged a £50,000 overdraft and a £100,000 expansion loan. 


The invoice discounting facility has allowed us to release working capital to bridge the gap between supply and receiving payment which often takes 60 - 90 days.This flexible arrangement will enables us to acquire companies to complement our services and buy our current premises.

Russell Godfrey, Managing Director of STC Europe

We have implemented a flexible facility that suits the needs of this successful business and will create capacity for further growth.”

Rachel Manly, invoice finance Relationship Manager

Need more support?
Support centre
Set Tab for lightbox