Why Invoice Finance?

Free cash flow

Many businesses fail not from lack of profit, but from a lack of cash. We can help. Our factoring and invoice discounting solutions are designed to put the funds you need to work in your business fast.

With access to up to 85% of the value of your invoices, you have the working capital you need to trade successfully. (The remaining balance minus our charges is released once your customer pays the invoice.)

Our secure, online FacFlow system helps too. It is the main way that customers deal with us on a day-to-day basis, by posting information, requesting funds and more. With it comes the benefit of detailed reporting.

Reducing late payment

Late payment is a common problem for many businesses. While we can't eliminate it completely we can help. For example, our thorough credit checks can help you avoid problems before they start. And if you choose our factoring service, your business will have our credit control team working to collect the debt on your behalf.

Growth or acquisition

Factoring and invoice discounting are not just services for businesses with cash flow concerns. They can also help if you are looking to expand - organically or through acquisition.

So if your business generates a constant flow of invoices, our factoring services could provide the funding you're looking for.

This could help you fund an acquisition without the need for personal security - or simply facilitate a deal that would otherwise prove difficult. It could also provide the day-to-day funds you need in order to buy raw materials or pay wages.

Management buy-outs and buy-ins

Thinking of a management buy-out or management buy-in? Invoice finance uses the sales ledger to help raise the funds you need.

This could help you avoid the need for personal security or external funding.

Security may be required. Product fees may apply.