About invoice finance

We offer two types of invoice finance: invoice discounting and factoring.

They offer the same basic benefits – essentially by turning your invoices into cash and giving you straightforward and almost instant access to the funds your business needs.

The funds on offer use your debtors as security, and are typically much larger than most businesses can secure on overdraft.

	Invoice discounting	Factoring
Immediate cash injection of up to 90% of the value of your unpaid invoices (balance, less our service charge, paid later)
Anonymous – your clients don’t need to know you’re using the service
We collect payments for you - full sales ledger service
Funding grows with your sales
The same level of finance on all approved sales
Funding exports
Protection from bad debts	(optional)	(optional)

• More on invoice discounting
• More on factoring